Terms and Conditions of Using Insider Websites
By using this Insider Software website, you indicate your acceptance of the terms and conditions described below.
Effective 05 December 2024
This Agreement is between you (“you”) and Insider Software Inc. (“Insider,” “we,” or “us”) concerning your use of the website located at www.insidersoftware.com (“Site“).
1. Acceptance of Terms
The Site is made available by Insider subject to this Agreement. By using the Site, you agree to the terms and conditions of this Agreement. If you do not agree to the terms and conditions of this Agreement, please do not use the Site.
2. Changes to Terms and Conditions
We reserve the right to update or change this Agreement from time to time without prior notice and at our sole discretion. We may make such changes available to you by posting the revised version of this Agreement on the Site or by other reasonable means. Any changes to our Agreement become effective when we post the revised Agreement on the Site and your using the Site constitutes your acceptance of the revised Agreement then in effect. You can determine when this Agreement was last revised by referring to the “Last Updated” legend at the bottom of this Agreement.
3. Changes to the Site
We reserve the right at any time, with or without notice, to modify the Site or any of its parts or services, as well as make the site unavailable temporarily or permanently. You agree that neither Insider, nor any of our affiliates, shall be liable to you or to any third party for any such modification, suspension or discontinuance.
4. Jurisdiction
The Site is made available by Insider from the United States, and is not intended to subject Insider to the laws or jurisdiction of any state, country or territory other than those of the United States. Insider neither represents nor warrants that the Site or any part of the Site is appropriate or available for use in any other jurisdiction. If you choose to access the Site, do so on your own initiative and at your own risk. You are responsible for complying with all local laws, rules and regulations. We may limit the Site’s availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.
5. Site Services and Content
On the Site, we make available specific content and services that may include, without limitation:
(a) Services such as purchasing functionality, registration functionality, promotions, profiles, forums, galleries, message boards, tools, photos, blogs, videos, news, reviews, ratings and links to third-party websites (“Services“)
(b) Content such as audio and video clips, photographs, graphics, images, text, data, user comments, opinions, postings, messages, software tutorials, software trials, software updates and other similar content (“Content“)
When using such Services and Content, you agree that you are subject to any additional posted guidelines, rules, terms and conditions applicable to such Services and Content, which are hereby incorporated by reference into this Agreement.
6. Site Content and Specifications
All descriptions, images, references, features, content, specifications, products and prices of products and services described or depicted on this Site, are subject to change at any time without notice. The inclusion of any products or services on this Site at a particular time does not imply or warrant that these products or services will be available at any time. References to and descriptions of third-party products or services on the Site do not imply our endorsement of those products or services.
It is your responsibility to ascertain and obey all applicable local, state, federal and international laws, including minimum age requirement, in regard to the possession, use and sale of any item purchased from this Site. By placing an order, you represent that the products ordered will be used only in a lawful manner. Insider reserves the right, with or without prior notice, to limit the available quantity of or discontinue any product or service; to honor, or impose conditions on the honoring of, any coupon, coupon code, promotional code or other similar promotions; to bar any user from making any or all Transaction(s); and/or to refuse to provide any user with any product or Service. Refunds and exchanges will be subject to Insider’s refund and exchange policies then in effect. You agree to pay all charges that may be incurred by you or on your behalf through the Site, at the price(s) in effect when such charges are incurred, including without limitation all shipping and handling charges. In addition, you remain responsible for any taxes that may be applicable to your Transactions.
7. Accuracy of Information
We attempt to ensure that Content on this Site is accurate and current. Despite our efforts, we make no representation as to the completeness, accuracy or currency the Content. We may make changes to Content without notice.
8. Information Submitted Through the Site
Your submission of information to the Site is governed by Insider’s Privacy Policy, which is explained at www.insidersoftware.com/privacy (the “Privacy Policy“). This Agreement incorporates by reference the terms and conditions of the Privacy Policy. You represent and warrant that any information you provide in connection with your use of the Site is and shall remain true, accurate, and complete, and that you will maintain and update such information regularly. You agree that if any information you provide is false, inaccurate, obsolete or incomplete, we may terminate your use of the Site and/or any of the Services and Content.
9. Rules of Conduct
While using the Site, you must comply with all applicable laws, rules and regulations. You also agree to respect the rights and dignity of others and to comply with the rules of conduct set forth in this section. If you fail to comply with these rules, Insider may at its discretion terminate your access to the Site.
You agree that you will not post, transmit, or otherwise make available, through or in connection with the Site:
- Anything that is or may be (a) threatening, harassing, degrading, abusive, destructive, hateful or intimidating; (b) defamatory or libelous; (c) fraudulent or tortious; (d) obscene, indecent, pornographic or otherwise objectionable; (e) a personal attack or retaliation for any personal attack or (f) protected by copyright, trademark, trade secret, right of publicity or other proprietary right without the express prior consent of the owner of such right.
- Any material that would give rise to criminal or civil liability; that encourages conduct that constitutes a criminal offense; or that encourages or provides instructional information about illegal activities or activities such as “hacking,” “cracking,” or “phreaking.”
- Any virus, worm, Trojan horse, Easter egg, time bomb, spyware, or other computer code, file, or program that is harmful or invasive or may or is intended to damage or hijack the operation of, or to monitor the use of, any hardware, software or equipment.
- Any unsolicited or unauthorized advertising, promotional material, “junk mail,” “spam,” “chain letter,” “pyramid scheme” or investment opportunity, or any other form of solicitation.
- Any material, non-public information about a company without the proper authorization to do so.
- Any advertising or linking to any material and/or web sites that are age-restricted.
- Any unacceptable images including depictions of rape, torture, and sexual, lewd or illegal acts.
- Any threats of physical harm, property damage or acts of violence toward another individual or group of individuals.
You also agree that you will not:
- Use the Site to defame abuse, harass, stalk, threaten or otherwise violate the legal rights of others, including without limitation others’ privacy rights or rights of publicity, or harvest or collect personally identifiable information about other users of the Site.
- Use the Site for any fraudulent or unlawful purpose.
- Pay for items received from the Site with fraudulent credit cards or refuse to pay for items received from the Site.
- Impersonate any person or entity, including without limitation any representative of Insider; falsely state or otherwise misrepresent your affiliation with any person or entity in connection with the Site; or express or imply that we endorse any statement you make.
- Interfere with or disrupt the operation of the Site or the servers or networks used to make the Site available; or violate any requirements, procedures, policies or regulations of such networks.
- Restrict or inhibit any other person from using the Site.
- Hack or deface any portion of the Site.
- Use the Site to advertise or offer to sell or buy any goods or services without Insider’s express prior written consent.
- Use the Site to solicit or trade any products illegally, including requests and/or distribution of computer software, software security overrides and serial numbers.
- Reproduce, duplicate, copy, sell, resell or otherwise exploit for any commercial purposes, any portion of, use of, or access to the Site.
- Modify, adapt, translate, reverse engineer, decompile or disassemble any portion of the Site.
- Remove any copyright, trademark or other proprietary rights notice from the Site or materials originating from the Site.
- Frame or mirror any part of the Site without Insider’s express prior written consent.
- Create a database by systematically downloading and storing Site content.
- Use any robot, spider, site search, or site retrieval application or other manual or automatic device to retrieve, index, “scrape,” “mine” or in any way gather Site content or reproduce or circumvent the navigational structure or presentation of the Site without Insider’s express prior written consent.
- Download or otherwise procure software from the Site, or any other website made available by Insider, for the purpose of reviewing, benchmarking, comparing or otherwise evaluating that software and publishing those results in a public or private forum, including the Internet, without prior written permission from Insider.
10. Telecommunications, Usage Methods and Associated Fees
You acknowledge and agree that you, and not Insider, are responsible for obtaining and maintaining all telecommunications, broadband, and computer hardware, equipment, and services needed to access and use the Site, and paying all charges related thereto.
11. Purchases
We may make products and services available for purchase (“Products”) through the Site, and we may use one or more third-party services (“Payment Service”) to enable e-commerce functionality on the Site. If you wish to purchase a Product (each such purchase, a “Transaction“), you may be directed to a webpage hosted by a Payment Service or its providers, and not by Insider. You will be asked to supply certain information relevant to your Transaction through either our Site or a Payment Service webpage, including without limitation your credit card number or other payment account number, the expiration date of your credit card, your billing address, and shipping information.
YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE ANY CREDIT CARD(S) UTILIZED IN CONNECTION WITH ANY TRANSACTION. By submitting such information, you grant Insider and any Payment Service the right to provide such information to third parties for purposes of facilitating the completion of Transactions initiated by you or on your behalf. Verification of information may be required prior to the acknowledgment or completion of any Transaction.
If you provide information to a Payment Service, you will be subject to the terms of service and privacy policy of the Payment Service regarding the information you supply. Insider has no control over, and shall not be responsible for, any Payment Service’s use of information that it collects.
12. Downloads
If you purchase a license for downloadable software using the Site, you have the responsibility for downloading the software associated with your purchase and backing it up if you so choose. Insider does not guarantee availability of downloadable purchases after the first download or 30 days, whichever comes first.
13. Orders and Confirmations
While it is our practice to confirm orders by email, the receipt of an email order confirmation does not constitute our acceptance of an order or our confirmation of an offer to sell a product or service. We reserve the right, without prior notice, to limit the order quantity on any product or service and/or to refuse service to any user. We also may require verification of information prior to the acceptance and/or shipment of any order.
14. Shipping
If you order physical product using the Site, you must designate an address that is complete and deliverable by third-party delivery services. All purchases from this Site are made pursuant to a shipment contract and risk of loss and title for items purchased from this Site pass to you upon delivery of the items to the carrier. You are responsible for filing any claims with carriers for damaged or lost shipments.
You are subject to United States export controls and are responsible for any violations of such controls, including any United States embargoes or other federal rules and regulations restricting exports.
15. Site Registration
You may be required to register with Insider to access certain Services, Content, or areas of the Site. We may refuse to allow you to use a username or e-mail address that may be construed as impersonating another person; that belongs to another user; that violates the intellectual property or other rights of any person; that is offensive; or that we reject for any other reason in our sole discretion.
Your user name and password are for your personal use only, and not for use by any other person. You are responsible for maintaining the confidentiality of any password you may use to access the Site, and agree not to transfer your password or user name, or lend or otherwise transfer your use of or access to the Site, to any third party. You are fully responsible for all interaction with the Site that occurs in connection with your password or user name (including, without limitation, all Transactions). You agree to immediately notify Insider of any unauthorized use of your password or user name or any other breach of security related to your account or the Site, and to ensure that you “log out” of your account with the Site at the end of each session. We are not liable for any loss or damage arising from your failure to comply with any of the foregoing obligations.
16. Insider’s Proprietary Rights
The Site is owned and operated by the Insider in conjunction with others pursuant to contractual arrangements. The information and materials made available through the Site, including the Services and Content, are and shall remain the property of Insider and its licensors and suppliers, and are protected by copyright, trademark, patent, and/or other proprietary rights and laws. You acknowledge that these rights are valid and enforceable. Subject to your compliance with this Agreement, and solely for so long as you are permitted by Insider to access and use the Site, you may view one copy of any content on the Site to which we provide you access hereunder on any single computer solely for your personal, non-commercial home use, provided that you keep intact all copyright and other proprietary notices. Except as expressly authorized in advance by Insider in writing, you agree not to reproduce, modify, rent, lease, loan, sell, distribute, or create derivative works based (whether in whole or in part) on, all or any part of the Site or any materials made available through the Site. You acknowledge that you do not acquire any ownership rights by using the Site or the information and materials available therein. Downloading Content does not constitute a transfer of property; it is an acquisition of the right to use the Content according to our Copyright Policy which you agree to by accepting this Terms of Service.
The copyright in all material provided on this Site is held by Insider or by the original creator of the material. Except as stated herein, none of the material may be copied, reproduced, distributed, republished, translated, downloaded, displayed, posted, communicated to the public by telecommunication or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Insider or the copyright owner. Permission is granted to display, copy, distribute and download the materials on this Site for personal, non-commercial use only provided you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials. You also may not, without Insider’s permission, “mirror” any material contained on this Site on any other server. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded and printed materials. Any unauthorized use of any material contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. All rights, title and interest not expressly granted are reserved.
The Trade names, trademarks, service marks, and logos (“Trademarks“) used and displayed on this Site are registered and unregistered Trademarks of Insider. Such Trademarks include without limitation, the Insider logo, FontAgent, FontFlex, FontDNA, MagicMatch, WEBSIWYG and other product and service marks claimed by Insider on the Site, or registered by Insider.
All trademarks and service marks on the Site not owned by Insider are the property of their respective owners and are used for identification purposes only. The trade names, trademarks and service marks owned by Insider, may not be used in connection with any product or service that is not ours, in any manner that is likely to cause confusion. Nothing contained on the Site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any of Insider’s Trademarks without our express prior written consent. The Insider aggressively enforces its intellectual property rights to the fullest extent of the law. The Insider’s Trademarks may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Site without express prior written consent.
17. Links
The Site may provide links to other web sites and online resources provided by third parties. Because Insider has no control over such sites and resources, you acknowledge and agree that Insider and the Affiliated Entities and their respective employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers are not responsible for the availability of such web sites or online resources, and Insider and the Affiliated Entities and their respective employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers neither endorse nor are responsible or liable for any content, advertising, products or other materials on or available through such web sites or online resources. Other web sites may provide links to the Site with or without our authorization. You acknowledge and agree that Insider and the Affiliated Entities and their respective employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers do not endorse such sites, and are not and shall not be responsible or liable for any links from those sites to the Site, any content, advertising, products or other materials available on or through such other sites, or any loss or damages incurred in connection therewith.
YOU AGREE THAT YOUR USE OF THIRD PARTY WEB SITES AND RESOURCES, INCLUDING WITHOUT LIMITATION, YOUR USE OF ANY CONTENT, INFORMATION, DATA, ADVERTISING, PRODUCTS, OR OTHER MATERIALS ON OR AVAILABLE THROUGH SUCH WEB SITES AND RESOURCES, IS AT YOUR OWN RISK AND IS SUBJECT TO THE TERMS AND CONDITIONS OF USE APPLICABLE TO SUCH SITES AND RESOURCES.
Insider shall have the right, at any time and in its sole discretion, to block links to the Site through technological or other means without prior notice.
18. Promotions
In addition to the terms and conditions of this Agreement, any contests, sweepstakes, surveys, games, or similar promotions (collectively, “Promotions“) made available through the Site may be governed by specific rules that are separate from this Agreement. By participating in any such Promotion, you will become subject to those rules, which may vary from the terms and conditions set forth herein. Insider urges you to review any specific rules applicable to a particular Promotion, which will be linked from such Promotion, and to review our Privacy Policy, which in addition to this Agreement governs any information you submit in connection with such activities. To the extent that the terms and conditions of such rules conflict with this Agreement, the terms and conditions of such rules shall control.
19. Disclaimer of Warranties
THE SITE AND ANY GOODS OR SERVICES AND CONTENT MADE AVAILABLE THROUGH OR IN CONNECTION WITH THE SITE ARE PROVIDED TO YOU “AS IS” WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY. YOU AGREE THAT YOU MUST EVALUATE, AND THAT YOU BEAR ALL RISKS ASSOCIATED WITH, THE USE OF THE SITE, INCLUDING WITHOUT LIMITATION, ANY RELIANCE ON THE ACCURACY, COMPLETENESS, VALIDITY, RELIABILITY OR USEFULNESS OF ANY MATERIALS AVAILABLE THROUGH THE SITE. INSIDER AND THE AFFILIATED ENTITIES AND THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS, REPRESENTATIVES, LICENSORS, SUPPLIERS AND SERVICE PROVIDERS DISCLAIM ALL WARRANTIES WITH RESPECT TO THE SITE AND ANY PRODUCT OR SERVICES AND CONTENT (INCLUDING WITHOUT LIMITATION, THIRD PARTY PRODUCTS AND SERVICES AND CONTENT) OBTAINED THROUGH THE SITE, TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, AND TITLE.
20. Limitation of Liability
INSIDER AND THE AFFILIATED ENTITIES AND THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS, REPRESENTATIVES, LICENSORS, SUPPLIERS AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND, UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, USE, DATA, LOSS OF OTHER INTANGIBLES, LOSS OF SECURITY OF INFORMATION YOU HAVE PROVIDED IN CONNECTION WITH YOUR USE OF THE SITE, OR UNAUTHORIZED INTERCEPTION OF ANY SUCH INFORMATION BY THIRD PARTIES, EVEN IF ADVISED IN ADVANCE OF SUCH DAMAGES OR LOSSES. IN PARTICULAR, AND WITHOUT LIMITATION, INSIDER AND THE AFFILIATED ENTITIES AND THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS, REPRESENTATIVES, LICENSORS, SUPPLIERS AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR FROM ANY CONTENT POSTED ON THE SITE BY INSIDER OR ANY THIRD PARTY. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING THE SITE. THE MAXIMUM LIABILITY OF INSIDER FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING WITHOUT LIMITATION NEGLIGENCE) OR OTHERWISE, SHALL BE THE TOTAL AMOUNT, IF ANY, PAID BY YOU TO INSIDER TO ACCESS AND USE THE SITE. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME PROVINCES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES OR THE EXCLUSION OF LIABILITY IN CERTAIN CIRCUMSTANCES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
While we try to maintain the integrity and security of the Site and the servers from which the Site is operated, we do not guarantee that the Site will be or remain secure, complete or correct, or that access to the Site will be uninterrupted. The Site may include inaccuracies, errors and materials that violate or conflict with this Agreement. Additionally, third parties may make unauthorized alterations to the Site. If you become aware of any unauthorized third party alteration to the Site, contact us at webmaster@insidersoftware.com with a description of the material(s) at issue and the URL or location on the Site where such material(s) appear.
21. Indemnity
You agree to defend, indemnify and hold harmless Insider and the Affiliated Entities and their respective employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers, from and against all claims, losses, costs and expenses (including attorneys fees) arising out of (a) your use of, or activities in connection with, the Site (including all Transactions); or (b) any violation of this Agreement by you.
22. Termination
This Agreement is effective until terminated. Insider, in its sole discretion, may terminate your access to or use of the Site, at any time and for any reason, including if Insider believes that you have violated or acted inconsistently with the letter or spirit of this Agreement. Upon any such termination, your right to use the Site will immediately cease and that Insider may immediately deactivate or delete your password and user name, and all related information and files associated with them, and/or bar any further access to such information or files. You agree that any termination of your access to or use of the Site may be effected without prior notice. You agree that Insider and the Affiliated Entities shall not be liable to you or any third party for any termination of your access to the Site or to any such information or files, and shall not be required to make such information or files available to you after any such termination. Sections 4, 10-14, 16, 19-21 and 26-28 shall survive any expiration or termination of this Agreement.
23. Governing Law and Jurisdiction
This Agreement is governed by and shall be construed in accordance with the laws of the State of Utah, U.S.A., without regard to its principles of conflicts of law. You agree to exclusive jurisdiction of the federal and state courts located in Salt Lake County, Utah, U.S.A., and waive any jurisdictional, venue or inconvenient forum objections to such courts.
24. Contact Us with Questions
If you have any questions regarding the meaning of application of this Agreement, please direct such questions to webmaster@insidersoftware.com. Please note that e-mail communications will not necessarily be secure; accordingly you should not include credit card information or other sensitive information in your e-mail correspondence with us.
25. Content Filter
Pursuant to 47 U.S.C. Section 230(d), we notify you that parental control protections (such as computer hardware, software or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying current providers of such protections is available on the two web sites GetNetWise (http://kids.getnetwise.org/) and OnGuard Online (http://onguardonline.gov/). Please note that Insider does not endorse any of the products or services listed at such site.
26. Notice to California Residents
Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding the Site, please send an e-mail to webmaster@insidersoftware.com. You may also contact us by writing to Insider Software Inc., 4989 S State Street, Suit 57133, Salt Lake City, UT 84157 USA, or by calling us at (408) 871-9933. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.
27. Claims of Copyright Infringement
The Digital Millennium Copyright Act of 1998 (the “DMCA“) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials available on the Site infringe your copyright, you (or your agent) may send Insider a notice requesting that Insider remove the material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the DMCA permits you to send Insider a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA. See http://www.copyright.gov/ for details. Notices and counter-notices should be sent to Insider Software Inc., Attn: Legal DMCA, 4989 S State Street, Suite 57133, Salt Lake City, UT 84157 USA.
We suggest that you consult your legal advisor before filing a notice or counter-notice.
28. Miscellaneous
This Agreement does not, and shall not be construed to create any partnership, joint venture, employer-employee, agency or franchisor-franchisee relationship between you and Insider. If any provision of this Agreement is found to be unlawful, void or for any reason unenforceable, that provision will be deemed severable from this Agreement and will not affect the validity and enforceability of any remaining provision. You may not assign, transfer or sublicense any or all of your rights or obligations under this Agreement without our express prior written consent. We may assign, transfer or sublicense any or all of our rights or obligations under this Agreement without restriction. No waiver by either party of any breach or default hereunder will be deemed to be a waiver of any preceding or subsequent breach or default. Any heading, caption or section title contained herein is inserted only as a matter of convenience, and in no way defines or explains any section or provision hereof. This, together with all policies referred to herein, is the entire Agreement between you and Insider relating to the subject matter herein and supersedes any and all prior or contemporaneous written or oral agreements or understandings between you and Insider relating to such subject matter. Notices to you may be made via posting to the Site, by e-mail, or by regular mail, in Insider’s discretion. The Site may also provide notices of changes to this Agreement or other matters by displaying such notices or by providing links to such notices. Without limitation, you agree that a printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. Insider will not be responsible for failures to fulfill any obligations due to causes beyond its control.
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